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The filing of a bankruptcy is a personal decision. Everyone experiences problems as we go through life. When a creditor or a collection agency threatens or institutes a lawsuit the decision is taken from you. A creditor will garnish your wages or attach the balances in bank accounts when they take a judgment. That affects your ability to pay your necessary expenses and to live.The Law Offices of Andy Cameron specialize in Colorado consumer bankruptcy protection for individuals and small businesses. Colorado Bankruptcy Attorney, Andy Cameron, has been practicing bankruptcy law for over 39 years.
Chapter 7 of the Colorado Bankruptcy Code is the most common bankruptcy and is known as a "liquidation" bankruptcy. Under liquidation bankruptcy, debtors are entitled to bankruptcy "exemptions" so that they are not stripped bare in a Colorado bankruptcy filing. Exemptions not declared in a Colorado bankruptcy may be lost. Therefore, having an experienced Colorado Bankruptcy Attorney is crucial. More...
Chapter 13 of the Colorado bankruptcy code is a reorganization bankruptcy that requires a payment plan. The new bankruptcy law effects Colorado and requires a chapter 13 bankruptcy be subject to other considerations if your income exceeds the median in Colorado