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FORECLOSURES

Are these terms familiar to you?

Can’t refinance * ARM * 2nd Deed of Trust * Subprime * Homequloc*Negative Equity * Upside Down Mortgage Crisis Colorado Bankruptcy & Your House

In Colorado bankruptcy you can either keep your house and rid yourself of your other debt which allows you to save the house and make the payments.
OR
Surrender your house and discharge any deficiency.
OR
In certain bankruptcy cases, if there is no equity, you can obtain a court order that you do not have to pay the 2nd deed of trust.

A lot of people purchased a house with nothing down and now with housing prices dropping they are finding they owe more than the house is worth.

If you give up the house and walk away you will be sued for the deficiency. Bankruptcy will resolve that deficiency.